17. For this bellringer, please visit the link below and read the article. You may use this article for either article 4.3 or 4.4.

http://www.npr.org/blogs/money/2012/04/18/150909686/what-america-owes-in-student-loans?ft=1&f=1018



18. Do you have a 5, or even 10 year, financial plan? How about a 1 year plan? One month? A week?

http://www.npr.org/2012/05/01/151769754/when-are-you-going-to-start-your-5-year-plan?ft=1&f=1018

bellringers - 4.13.12

15. Most leases are _____________ leases that have a fixed residual value regardless of what the ______________ _________ of the car may be at the lease end.



16. Please type the definitions of residual value and mileage allowed.

bellringers - 4.11.12

13. What is the formula for Rate of Depreciation?



14. Please visit the link below. Once you are on the website, please read the article and be prepared to discuss it. (This would be a good article to use for article 4.2 as well.)

http://news.discovery.com/tech/smart-card-europe-120406.html

bellringers - 4.09.12

11. Did you track your spending over the break? If so, what method did you use?



12. If time were the commodity you purchased for the week of the break, what happened to your purchase  as each day of the week lapsed? 

bellringer - 03.23.12

9. What are the four methods used to calculate the property tax rate?



10. Please list six items which are covered by home owners insurance.

bellringer - 03.19.12

7. Homeowners insurance premium charges are rounded to the nearest ______.



8. Additional insurance that covers the possible loss of items such as computer systems, jewelry, and expensive entertainment is known as a _____.

bellringer - 03.15.12

5. To quickly divide by 100, move the decimal point two places to the _____; move the decimal point three places to the left to divide by ________.



6. For this bellringer, turn to page 233 in your reading material and locate the COMMUNICATION section. Read the prompt and write your response below.