17. For this bellringer, please visit the link below and read the article. You may use this article for either article 4.3 or 4.4.

http://www.npr.org/blogs/money/2012/04/18/150909686/what-america-owes-in-student-loans?ft=1&f=1018



18. Do you have a 5, or even 10 year, financial plan? How about a 1 year plan? One month? A week?

http://www.npr.org/2012/05/01/151769754/when-are-you-going-to-start-your-5-year-plan?ft=1&f=1018